5 Strategies for Consolidating Credit Card Debt

Millions of Americans continue to experience the slow-motion disaster of credit card debt. The Federal Reserve Bank of New York estimates that Americans had $800 billion in credit card debt as of the third quarter of 2021, with 3.2% of that amount going into significant delinquency. Additionally, it can be challenging to catch up after falling behind on payments due to the sky-high interest rates charged by the credit card industry.

Suppose your endeavors to settle your Visa obligation need to be fixed. In that case, an obligation combination can adjust all your charge cards to one regularly scheduled installment in a perfect world with a lower loan cost. We’ll walk you through the various consolidation strategies to help you choose the best option.


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